So, you think your job is secure? 

In the heady days of 2008 and 2009, the real estate and mortgage banking markets experienced an enormous bubble fueled by cheap money, crappy mortgage underwriting, and investment bankers who were too cute by half with their elaborate and complex investment schemes.  It all blew up and millions of people lost their jobs and retirement savings.  We were on the verge of a second Great Depression as credit markets locked up.

Today there is another bubble threat.  This time it could be healthcare.  Over-extended health systems with thin margins are vulnerable to changes in government regulation and reduced reimbursement. Did you know we have higher costs and our quality and safety record is appalling?

Just when it looks like we have survived the Covid-19 epidemic, we now have to start thinking about surviving an epic financial restructuring.  Check out Part II for steps to take to be prepared.

For a free resume review, visit to schedule time with John.