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More than 4 million people resigned from their jobs to pursue a simpler and more cost-effective lifestyle in April.  After working from home for more than 15 months, many elected to reject their former more frantic daily routines that included time-wasting commutes, endless ineffective meetings, and a host of other mind-numbing unproductive practices.

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JohNGSelf Productions

Last year more new companies were created than any time in our history, according to a New York Times report.

NewYork Times

This career awakening for some included a flirtation with the idea of changing careers or starting a business.  Last year more new companies were created than any time in our history, according to a New York Times report.

Each of these options carries a certain sense of romanticism about the future.  That is cool because it helps people intellectually deal with the inherent risks, but you should understand that this may initially mean longer hours, more stress, and even less money at the outset.

It is essential to have realistic expectations and well thought out plan.

Find a guide who can help you avoid a costly pitfall.